Welcome to Finovia. These Terms & Conditions outline the rules and guidelines governing the use of our website and the professional consulting services we provide.
By accessing or using our services, you agree to comply with these terms. If you do not agree with any part of these Terms & Conditions, please do not use our website or services.
1. Scope of Services
Finovia provides professional financial consulting services, including:
✔ Investment consulting – Guidance on structured financial strategies.
✔ Retirement planning – Assistance in preparing for long-term financial stability.
📌 Our consulting services are informational in nature and do not constitute financial, legal, or tax advice. Clients are responsible for making their own financial decisions based on their circumstances.
2. Use of Website & Content
By accessing our website, you agree to:
✔ Use the site only for lawful purposes.
✔ Refrain from copying, distributing, or modifying website content without permission.
✔ Not engage in activities that may harm the website’s security or functionality.
📌 Finovia retains the right to update or modify website content at any time without prior notice.
3. Client Responsibilities
When engaging with our consulting services, clients agree to:
✔ Provide accurate and complete information necessary for consultations.
✔ Acknowledge that financial decisions are the client’s responsibility.
✔ Understand that past financial performance is not indicative of future results.
📌 Clients should seek independent financial, legal, or tax advice before making significant financial decisions.
4. Payment & Refunds
✔ Fees for consulting services are due at the time of booking unless otherwise stated.
✔ Refunds are subject to our [Return & Refund Policy].
✔ If a payment dispute arises, clients should contact us at [email protected] before initiating a chargeback.
📌 Failure to pay for services may result in a suspension of further consulting sessions.
5. Limitation of Liability
✔ Finovia provides consulting based on market trends and professional experience but does not guarantee financial outcomes.
✔ We are not liable for financial losses incurred based on our recommendations.
✔ Our liability is limited to the amount paid for consulting services.
📌 Clients are encouraged to conduct independent research and consult with additional professionals as needed.
6. Privacy & Data Protection
✔ Personal data collected through our website is handled according to our [Privacy Policy].
✔ We implement security measures to protect client information but cannot guarantee absolute security in online communications.
📌 Clients should avoid sharing sensitive personal or financial data via unsecured communication channels.
7. Third-Party Links & Services
✔ Our website may contain links to external websites for informational purposes.
✔ Finovia is not responsible for the content, privacy practices, or services provided by third-party websites.
📌 Clients are advised to review the terms and policies of any third-party services before engaging with them.
8. Service Modifications & Termination
✔ We reserve the right to modify, discontinue, or terminate any service at our discretion.
✔ Clients will be notified of significant changes where applicable.
📌 Continued use of our services after updates to these terms constitutes acceptance of the revised terms.
9. Governing Law & Dispute Resolution
✔ These Terms & Conditions are governed by the laws of South Africa.
✔ In the event of a dispute, both parties agree to seek resolution through negotiation before pursuing legal action.
📌 If disputes cannot be resolved amicably, they shall be handled in accordance with South African legal jurisdiction.
10. Changes to These Terms
We may update these Terms & Conditions to reflect changes in services or legal requirements. The latest version will always be available on this page.
📌 We encourage clients to review this page periodically for updates.
11. Contact Us
If you have any questions about these Terms & Conditions, please contact us:
📍 Address: 12 Dormer Ave, Crawford, Cape Town, 7764, South Africa
📞 Phone: +27 609 887 274
📧 Email: [email protected]
🔹 Thank you for choosing Finovia. We appreciate your trust in our consulting services.